CITI REWARDS+® STUDENT CREDIT CARD | NO ANNUAL FEES1

Build Credit
Apply Now
Student verification required

5K
bonus points

Earn bonus ThankYou® points after spending $ within the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.2

Use points to shop online or redeem for a wide selection of gift cards. A $25 gift card is just 2,500 points at thankyou.com

EARN POINTS
while you build credit

5X ON TRAVEL
hotel, car rentals and attractions, excluding air travel, at the Citi Travel portal now through December 31, 20252

2X AT SUPERMARKETS & GAS STATIONS
for the first $6,000 per year and then 1 ThankYou® Point per $1 spent thereafter.

1X ON ALL OTHER PURCHASES
with your card.

No Annual Fee1

This credit card was designed for students to help build their credit. Student verification is required.

ThankYou® Points don't expire and there's no limit on the number of points you can earn with this card. Bonus ThankYou® Points are not available if you received a new account bonus for a Citi Rewards+® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Rewards+® account.

This offer is available if you apply through the method(s) provided in this ad today. Offers may vary and this offer may not be available in other places where the card is offered.

REWARDS CREDIT CARD POINTS AND PROGRAM DETAILS

With the Citi Rewards+® Card, you can make the most of your everyday purchases. And now, with the limited time offer, you can earn even more! You will also have access to the Citi Travel portal where you can use the points you've earned to book getaways for yourself and your family.

  • five Times

    5X hotel & car rentals

    SPECIAL TRAVEL OFFER

    Earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.2

  • two Times

    Supermarkets & Gas Stations

    Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and 1 point per $1 spent thereafter.2

  • one Time

    All Other Purchases

    Earn 1 ThankYou® Point per $1 spent on all other purchases.2

  • Round Up to the nearest 10 points on every purchase

    Exclusive Benefit

    Earn points fast with the only credit card that automatically rounds up to the nearest 10 points on every purchase. A $2 parking meter earns 10 points. A $12 drug store purchase earns you 20 points. There is no cap on purchases that are rounded up.2

  • 10 percent

    Points Back

    Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year. That means if you redeem 15,000 points, you get 1,500 back. It’s that simple.2

Redeeming ThankYou® Points

Gift Cards

Treat yourself to just about anything. Choose from a large selection of gift cards including department and home stores as well as restaurants.

Shop with Points

Use ThankYou® Points to shop online at Amazon.com or BestBuy.com.

Pay with Points

Redeem points in certain categories to cover recent purchases with a statement credit.

Travel Rewards

Redeem for flights, hotels, cruises, and more.

No Expiration and No Limit on Earning Points

ThankYou® Points don’t expire and there’s no limit on the number of points you can earn with this card.

REWARDS+® STUDENT CREDIT CARD BENEFITS


Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.

Tap Your Card with Contactless Pay

Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.

Bank anywhere with the Citi Mobile® App

The Citi Mobile® App gives you access to your account virtually anywhere, anytime. View your current balance, available credit, your spend summary, easily make payments and so much more.

Choose Your Payment Due Date

Choose to pay your bill on any available due date in the beginning ,middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.


24/7 Customer Service

Our customer service representatives are available to assist you 24 hours a day, 7 days a week.


Citi Entertainment®

Citi Entertainment® takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.

Mastercard ID Theft Protection

Offered by Mastercard, this program helps eliminate the worry of identity theft by monitoring and alerting cardholders if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins.

CITI REWARDS+® STUDENT CARD FAQs

*CITI REWARDS+® STUDENT CARD PRICING DETAILS

The variable APR for purchases and balance transfers is % - %,, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is % - %,, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is %. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge — $. Annual fee - None. Fee for foreign purchases - % of each purchase transaction in US dollars. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee - either $5 or 5% of the amount of each transfer, whichever is greater. New card members only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.