The standard variable APR for purchases, balance transfers, and Citi Flex Plan for the Citi Premier® Card is % – %, based on your creditworthiness. Balance transfers must be completed within 2 months of account opening. The standard variable APR for cash advances is %. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge – $. Annual fee - . Fee for foreign purchases - None. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — either $ or % of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
CITI STRATA PREMIER℠ CARD
10times Points
3times or 1times Points
Earn 3X points per $1 on Air Travel and Other Hotel Purchases, Restaurants, Supermarkets, Gas Stations and – newly added – EV Charging Stations.
Earn 1X point per $1 on All Other Purchases.
$100 ANNUAL HOTEL BENEFIT
Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at the time of booking.
Annual fee: $951 Purchase Rate: % % Variable APR.1 Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier ® or a Citi Strata Premier℠ account in the past 48 months.
This offer is available if you apply through the method(s) provided in this ad today. Offers may vary and this offer may not be available in other places where the card is offered.
Do It All With More Points Every Day And On Your Next Getaway
How Many Points Can You Earn? Estimate Your Monthly Spending On:
10x Earned On
3x Earned On
1x Earned On
CITI STRATA PREMIER℠ CARD BENEFITS
CITI STRATA PREMIER℠ CARD FAQs
The Citi Strata Premier℠ Card offers several benefits, including the ability to enjoy rewards through the ThankYou® Rewards program:
- 10X Points on Hotels, Car Rentals, and Attractions booked through CitiTravel.com
- 3X Points on Air Travel and Other Hotel Purchases2
- 3X Points at Restaurants2
- 3X Points at Supermarkets2
- 3X Points at Gas and EV Charging Stations2
- 1X Point on All Other Purchases2
- $100 Annual Hotel Benefit2
Travel protection benefits2:
- Trip Cancellation and Trip Interruption (Common Carrier)
- Trip Delay
- Lost or Damaged Luggage
- MasterRental Coverage (Car Rental)
Additional benefits of this popular travel credit card include no foreign transaction fees on purchases1, as well as easy points transfer to certain airline loyalty programs, including TrueBlue®, Virgin Atlantic Flying Club, and Singapore Airlines KrisFlyer.
You will earn 10 ThankYou® Points per $1 spent on:
- Hotels, Car Rentals and Attractions booked through CitiTravel.com
You will earn 3 ThankYou Points per $1 spent at the following:
- Airlines
- Other Hotel Purchases
- Restaurants
- Supermarkets
- Gas and EV Charging Stations
- Travel Agencies
- Cafes
- Bars
- Lounges
- Fast Food Restaurants
You will earn 1 ThankYou Point per $1 spent on all other purchases including:
- Commuter transportation
- Live Entertainment such as concerts, sporting events and more
- Purchases at drug stores
- Utility payments
- Bill payments
- Purchases at retailers
- And more
There are no foreign transaction fees1 with the Citi Strata Premier℠ Card.
You can easily redeem ThankYou® Points for your Citi Strata Premier℠ Card online or by calling the ThankYou Service Center.
If you choose to redeem online, visit thankyou.com to view the entire rewards collection available through the ThankYou® Rewards program. Upon login, there are several ways you can browse and redeem for rewards:
- The main Rewards page presents all categories. Simply select the type of reward you're interested in to see what the collection has to offer.
- Browse by specific points ranges.
- Use the search tool to find specific items in the collection.
- Add any desired item to your Cart. After your order has been placed, a confirmation email will be sent to confirm that the redemption was successful.
If you choose to redeem points by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596), please note that only select items are redeemable by phone. For speech or hearing impaired TTY: Use 711 or other relay service.
Visit the Citi Strata Premier℠ Card page to view the latest bonus offer as any available bonus offers for the Citi Strata Premier℠ Card can change from time to time.
How do I apply for the Citi Strata Premier℠ Card?
The application process for the Citi Strata Premier℠ Card is easy and straightforward. Learn more and apply online.
Is the Citi Strata Premier℠ Card a Mastercard® or Visa® Credit Card?
The Citi Strata Premier℠ Card is a Mastercard®. Learn more about the Citi Strata Premier℠ Card here.
What credit score is needed to be approved for the Citi Strata Premier℠ Card?
There are many factors that Citi uses to determine creditworthiness, including your credit score. You can always visit Citi's Credit Card homepage and navigate to the pre-qualify section to see which type of Citi card you may be pre-qualified for without affecting your credit score.
The Citi Strata Premier℠ Card provides other benefits such as no foreign transaction fees1, no limit to the amount of points earned, no expiration on points earned, free access to view your FICO Score, and more. You can also redeem your points for great rewards with the Citi ThankYou® Rewards program.
WHAT OTHERS ARE SAYING ABOUT THE CITI STRATA PREMIER℠ CARD:
Please note that the terms and benefits of this product may change over time.
Citi does not guarantee the accuracy of these reviews.Benefits, fees, terms, and offers mentioned in reviews may change over time.
Apply by Phone: 1-800-479-0141
TTY: Use 711 or other Relay Service