From everyday spending to travel expenses, flexibility takes a new form with the Citi Strata℠ Credit Card. Not only can you earn ThankYou Points on a variety of everyday categories with the Citi Strata℠ credit card, but the card also features a benefit that gives cardmembers the power to choose from eligible Self-Select Categories and customize how they earn ThankYou Points.
Let’s explore the Citi Strata℠ Credit Card's eligible Self-Select Category, including how it works and eligible categories, as well as the card’s other key benefits.
The Citi Strata℠ Credit Card: Do rewards your way
When you have a Citi Strata℠ Card, you can choose an eligible Self-Select Category to earn 3 ThankYou Points per dollar spent on eligible purchases in that category. This way, you may tailor your rewards to your spending habits.
The eligible Self-Select Categories are:
- Fitness Clubs
- Select Streaming Services
- Live Entertainment
- Cosmetic Stores, Barber Shops and Hair Salons
- Pet Supply Stores
When you open your Citi Strata℠ account, the default Self-Select Category is Select Streaming Services. You can change your Self-Select Category by registering for an online account and signing in at citi.com/selfselect or calling 1-800-842-6596 (TTY: We accept 711 or other Relay Services). Then, simply choose which Self-Select Category to activate.
You may change your Self-Select Category once each calendar quarter. If your spending habits change, so can your eligible Self-Select Category.
Other benefits of the Citi Strata℠ Card
The Citi Strata℠ Card is built to fit seamlessly into your lifestyle and finances. Some of the key benefits it offers include:
- Low intro APR: Eligible cardmembers can enjoy a low intro APR on both purchases and balance transfers
- Mastercard® ID Theft Protection: Get free monitoring of your protected information and receive alerts if there’s any suspicious activity
- Citi Entertainment®: Get access to presale tickets and exclusive experiences
- Points transfer: Transfer points to participating airlines
Unlock more ways to earn rewards with the Citi Strata℠ Card
Alongside your Self-Select Category, the Citi Strata℠ Card offers many other ThankYou Points rewards opportunities:
- 5 points per $1 spent on Hotels, car rentals and attractions booked through Citi Travel®
- 3 points per $1 spent at Supermarkets
- 3 points per $1 spent on Select transit, and at Gas & EV charging stations
- 2 points per $1 spent at Restaurants
- 1 point per $1 spent on All other purchases
Once you’ve started earning ThankYou Points, you may redeem them in several ways. For instance, you can shop with points at participating online partners. Or you may go to thankyou.com to redeem your points for gift cards from your favorite retailers. You may also go to cititravel.com to redeem your points for travel rewards.
Apply for the Citi Strata℠ card
If you're looking to streamline your finances and take advantage of rewards flexibility, from how you earn rewards to how you redeem them, the Citi Strata℠ Card may be right for you. Apply online today to access its extensive suite of benefits.
Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.
